Proverbs 11:14 Where no counsel is, the people fall: but in the multitude of counsellors there is safety.
15 He that is surety for a stranger shall smart for it: and he that hateth suretiship is sure.
We learn hear that as a new generation comes along that they usually do not like to take instructions and therefore go out have to make mistakes on there own and continue to fail. Someone who is eager to learn will listen to all who are willing to give the correct instructions. Good decisions are made by a group wise advisers and the more important decisions are better made by a corporate group. Some of that wisdom applies to the next verse in that to make a decision to help someone out on note that you are not sure about could cause you to have repay the note. Where if you had sought council on what to do you would have probably been advised not to sign on that note. To many times when we try to make major decisions on our own we wind up making a bigger mess. We need the counsel of wise elders to help us sometimes and we should use it whenever we can.